There are no monthly maintenance fees to have a PayActiv account and no activation fees. You might also be interested in the following buyer guides: We take our research process seriously and want to make sure we are presenting our readers with the very best solutions in a given. He did everything that others couldn't, get me my money and not once did he tell me to wait a few hours or wait another 24. Hi Hadar,We sincerely apologize for the inconvenience. I promise he is the best & only agent i will deal with! Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. Prevention Platform. I had been sick with the flu and was in desperate need of cash for meds. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. Payactiv operates as a public benefit corporation and certified B Corpusing business as a force for good. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. We always try our best to do our job well and your kind words make it all worthwhile. Learn more at www.payactiv.com. Thank you Grace!!! In terms of security, no app is 100% secure. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. Additionally, many customers complain about bugs with the Payactiv app, causing unnecessary headaches and problems accessing funds. Business Profile PayActiv, Inc. Financial Services Contact Information 4880 Stevens Creek Blvd #102 San Jose, CA 95129-1276 Get Directions Visit Website Email this Business (877) 910-8400 Primary. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. Payactiv costs nothing to the employer. Regular source of income, Verifiable bank account, US citizen, Ages 18+. Sign up for our daily newsletter for the latest financial news and trending topics. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. I just being honest tho this company is no good. I'm so grateful to have had the wonderful customer service he was able to provide for me. Of course, a key consideration when youre using any financial technology or carrying a new debit card is: How is the security? Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Plus, youll be able to review your current earnings on the app and see how many hours youve workedBut even if your employer isnt enrolled in Payactiv, you still might be able to receive some of your paycheck up to two days ahead of payday. Shop Pay is an innovative payment solution developed by Shopify. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. Otherwise, you could pay as much as $5 per month. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. We'll certainly investigate this matter and take appropriate measures to ensure this never happens again. Here are 8 tips for writing great reviews. Payactiv's financial assistance program provides employees with an opportunity to consult with professional coaches and get advice on saving, budgeting skills, debt management, and more. How likely would you be to recommend finder to a friend or colleague? For two whole months I tried to get money from the bank they sent it back to, which resulted in two late credit card payments and a debt to my cousin! Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. But options are limited if your employer isnt enrolled with Payactiv. This person deserves a raise! A team member will be in touch ASAP. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. Talk with a financial professional if you're not sure. Employees that do not wish to pay a transaction fee every time they withdraw their earned wages may not use Payactiv frequently. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Mission Lane Visa Credit Card Review 2023: Is This Credit-Building Card Worth It? Dave charges a $1 per month membership fee, which is much lower than Empower. Compare OrbisPay vs. Payactiv using this comparison chart. We may also receive compensation if you click on certain links posted on our site. Have a blessed day. Do not make deposits with this card when you try to have it refunded they decline it if it's more then 90 days and pretty much tell ya too bad. You can also consult 1:1 with a financial coach to discuss savings, budgeting skills, how to improve your credit score, debt management, and more.. Payactiv Connect is an internal communication platform within the Payactiv app that employees can use to stay up-to-date with company news, reach out to coworkers, view their schedules, assign and swap shifts, and receive Payactiv news. Great customer service!!! PayActiv advances wages that workers have accrued but haven't yet received. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. We'd like to turn this around and resolve your issue ASAP. Please try again later. If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. :). App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. However, we'd like to learn more about your situation and what exactly happened. With fees no higher than $5 a month, Payactiv is a lot less expensive than overdrafting your bank account, getting a credit card cash advance or taking out a payday loan. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, MoneyLion loan review: Credit-builder loans for members. One of our representatives will be reaching out to you shortly to assist you. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, The date CBKC receives your direct deposit and the effectivedate are controlled by the originator. 2023 Trustpilot, Inc. All rights reserved. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. In the Business to Business Service category. Student Loan Forgiveness: Will You Qualify for $0 Payments Feb. 28 marked the first day of the Supreme Court hearings on President Biden's student loan forgiveness program. We're available 24/7/365. Meanwhile, I will be overdrawn due to lack of funds. by PayActiv "Good safety net" 5.0 (2) Taylor C. Sales representative . Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Like other cash advance apps, Payactiv also offers financial wellness services. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. It is especially beneficial for lower-income hourly workers who want to access their earned wages between paychecks. PayActiv is accredited by the Better Business Bureau with a B, which is typically an indication of good customer service. The platform has collectively provided employees with $5B+ in earned wage access. The . 5/5 Jay! Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Payactiv Visa Card users with direct deposit enjoy free real-time EWA transfers and additional exclusive discounts. 2023 Payactiv, Inc. All Rights Reserved. Money is available immediately. Thank Yall So Much Kudos to the whole entire Payactv team! I love this guy!! Their support team provides on-site implementation and training where required. category to category depending on what consumers want from varying products and American Express National Bank, Member FDIC, has expanded its offerings with an all-digital checking account known as the American Express Rewards Checking account. Explained my issue & he definitely assisted what agent Jane E messed up on. :). Mr. Davis worked very hard to help me and work with his supervisor. I haven't even gotten "I'm looking into your account", it's as if they open the chat to look busy and then do nothing because they're lazy or are trying to take on far too many chats at once. I appreciate her help please give her a raise . Conclusion. Were required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. They provide their employees lunch and a nice work atmosphere. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Receive and send funds to other members. LoanPro is a core lending software which specializes in the servicing of loans. Secure bill payment You can use the money in your Payactiv account to pay bills directly from the app. Know what's possible to save or spend, get help with budgets, savings, and debtall in the Payactiv App. Hi Leah,Thank you for your feedback. Our information is based on independent research and may differ from what you see from a financial institution or service provider. The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. Finder.com is an independent comparison platform and Hi Geraldine,We sincerely apologize for the inconvenience. 24/7 live customer support from Payactiv Open a support ticket with our Service Team Full Name * Email * Phone Company Name Message * * These fields are required. How many times can you use PayActiv in a pay period? Hi Courtney,Thank you for taking the time to write a review about your experience. While Payactiv touts no minimum card balance requirement, no activation fees and no monthly maintenance fees, there may be other fees depending on how you get and use your cash. he is a great agent and payactiv needs to give the man a raise cause he is awesome. Something went wrong while submitting the form, please, Payactiv costs nothing to the employer and helps them boost employee engagement and reduce turnover by supporting the holistic financial improvement of their employees., Payactiv allows employees to withdraw their earned wages at any point during the month to pay for bills, medical expenses, and more. Tried to not update my full money! Have a blessed day. If i could i would give 0 stars this app and the service they give is horrible . We'd like to turn this around and resolve your issue ASAP. Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. We update our data regularly, but information can change between updates. . Get company announcements, pick up shifts, and get reminders and alerts from work. Your earnings, spending and savings with you in control. I wish I never started using this app, its so frustrating!!! Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. We always try our best to do our job well, and your kind words make it all worthwhile. Its free to load money onto a Payactiv card, but if you want to transfer funds to your bank, pick it up at Walmart, spend it with Uber or Amazon or use the bill pay feature, you can expect to pay additional fees. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. This product doesn't have any reviews yet. PayActiv achieves high marks in both areas. :) DC Darius Cohn 1 review US Oct 10, 2022 Mr. Darius Cohn Mr. Ronnie O'Connor made my call to customer service an awesome and pleasant experience. Advice to Management Get the money you worked for today, to spend on what matters to you. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. With the help of Capterra, learn about PayActiv, its features, pricing information, popular comparisons to other Benefits Administration products and more. Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. while there was some slight communication issues between the rep and I after explaining my situation properly, Jay M handled the issue extremely quickly and professionally. We're working on your case. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. You can only get your advance two days ahead of time, and youll have to sign up for a prepaid debit card to receive the funds. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. We always try our best to do our job well, and your kind words make it all worthwhile. As a Certified B-Corp, Payactiv meets the highest standards of social and environmental performance, transparency, and accountability, helping you thrive today and plan for tomorrow. This company offers employers and their employees the opportunity to access their earned wages before payday. I was extremely frustrated before calling and speaking with Ava. David m helped me out when I needed it! People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. We're looking into your account. Get offers from potential lenders in minutes by filling out just one online form. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Ronnie was a FABULOUS agent to work with. Dont use Payactiv. banks. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. Hi Shelly,Thank you for taking the time to write a review about your experience. If youre enrolled in Payactiv through work, you may be able to access up to half of your earnings before payday, but the exact amount will be set by your employer. It has been a week. Indeed Featured review. I appreciate the patience, going the extra mile, and not once being rude! finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Learn how we maintain accuracy on our site. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. If your employer partners with Payactiv, youre automatically eligible to use this service. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. 24 Reviews Visit Website. One of our representatives will be reaching out to you shortly to assist you. Hi Connor,Thank you for taking the time to write a review about your experience. Thank you!! Have a blessed day. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Confirm details with the provider you're interested in before making a decision. To many glitches, and its a nightmare having to deal with customer service! Live support is available 24/7/365 online or by phone, according to the PayActiv website. Since its inception in 2012, the company has worked with over 1500 organizations and served 2 million+ users to collectively withdraw over $5B in earned wages. Were looking forward to showing you how our platform can benefit your employees and help reduce turnover, increase engagement and improve productivity at your organization. It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. 2023 Payactiv, Inc. All Rights Reserved. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner.